It is suggested by the Federation of Indian Chambers of Commerce and Industry (FICCI) that structural changes in revised stressed asset framework issued by the Reserve Bank of India on June 7. 
In a letter to the RBI governor Shaktikanta Das, the industry association has recommended a few structural changes to prevent a build-up of future stress and proposed that these be taken up at the appropriate policy level for further consultations. 
FICCI’s Secretary Dilip Chenoy has said that the new framework very aptly balances the interest of all stakeholders in the ecosystem. 
The industry association has further offered suggestions taking into account that the power sector is besieged with problems arising out of unanticipated events and circumstances, not within its control and considering also the present-day energy dynamics and demand uncertainties. 
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One of the suggestions is to future shift from lending by commercial banks to infrastructure, pension and insurance funds to handle asset-liability mismatch to be a long term view.