The National Payments Corporation of India (NPCI) has lifted the UPI user onboarding limit for WhatsApp Pay, making it available to all users from now on.

NPCI has removed the UPI user onboarding limit for WhatsApp Pay, allowing it to offer its services to all users in India.

Previously, NPCI allowed WhatsApp Pay to expand its UPI user base gradually, but the new move lifted these restrictions entirely.

WhatsApp Pay, launched by Meta, enables users to send and receive money directly through WhatsApp using UPI, simplifying peer-to-peer transfers and merchant payments.

NPCI has extended the 30% volume cap for third-party applications (TPAPs) until December 2026, allowing them more time to scale their services and process higher transaction volumes while staying within the cap.

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