Punjab and Maharashtra Cooperative Bank (PMC) Bank started operating as a branch of Unity Small Finance Bank in January. Jaspal Bindra, chairman of Centrum Group, the initiator of Unity SFB, briefed Manojit Saha on the bank’s roadmap.

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Now that Unity Small Finance Bank has prioritized payments to depositors at PMC Bank, what is your medium to a long-term roadmap for Unity Small Finance Bank? The first step for Unity Small Finance Bank is integration, experts say.