LIC Housing Finance Ltd
NSE :LICHSGFIN BSE :500253 Sector : FinanceBuy, Sell or Hold LICHSGFIN? Ask The Analyst
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18 Jul 628.25 (-1.57%) | 17 Jul 638.25 (0.19%) | 16 Jul 637.05 (2.92%) | 15 Jul 619.00 (1.99%) | 14 Jul 606.90 (0.37%) | 11 Jul 604.65 (-0.14%) | 10 Jul 605.50 (0.22%) | 09 Jul 604.15 (-0.17%) | 08 Jul 605.15 (-0.44%) | 07 Jul 607.80 (-0.49%) | 04 Jul 610.80 (0.24%) | 03 Jul 609.35 (0.02%) | 02 Jul 609.20 (-0.35%) | 01 Jul 611.35 (-1.21%) | 30 Jun 618.85 (1.01%) | 27 Jun 612.65 (-1.51%) | 26 Jun 622.05 (1.97%) | 25 Jun 610.05 (1.18%) | 24 Jun 602.95 (1.97%) | 23 Jun 591.30 (-0.55%) | 20 Jun 594.55 (2.20%) |
Price Chart Historical Data Technical Chart
Technical Analysis
Short Term Investors

Very Bullish
Medium Term Investors

Very Bullish
Long Term Investors

Very Bullish
Moving Averages
5 DMA
Bullish
625.84
10 DMA
Bullish
615.59
20 DMA
Bullish
612.66
50 DMA
Bullish
607.3
100 DMA
Bullish
584.64
200 DMA
Bullish
592.41
Intraday Support and Resistance
(Based on Pivot Points) |
Updated On Jul 18, 2025 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 659.66 | 653.08 | 633.48 | - | - |
R2 | 653.08 | 645.82 | 631.73 | 651.63 | - |
R1 | 640.66 | 641.34 | 629.99 | 637.76 | 646.88 |
P | 634.08 | 634.08 | 634.08 | 632.63 | 637.19 |
S1 | 621.66 | 626.82 | 626.51 | 618.76 | 627.88 |
S2 | 615.08 | 622.34 | 624.77 | 613.63 | - |
S3 | 602.66 | 615.08 | 623.03 | - | - |
Key Metrics
EPS
98.7
P/E
6.36
P/B
0.95
Dividend Yield
1.59%
Market Cap
34,558 Cr.
Face Value
2
Book Value
659.14
ROE
16.23%
EBITDA Growth
6,755.48 Cr.
Debt/Equity
8.48
Shareholding History
Quarterly Result (Figures in Rs. Crores)
LIC Housing Finance Ltd Quaterly Results
Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | ||
INCOME | 6948.61 | 6799.12 | 6939.64 | 7070.51 | 7305.55 | |
PROFIT | 1081.57 | 1306.3 | 1327.71 | 1434.84 | 1373.38 | |
EPS | 19.67 | 23.75 | 24.14 | 26.09 | 24.97 |
LIC Housing Finance Ltd Quaterly Results
Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | ||
INCOME | 6936.84 | 6783.69 | 6931.81 | 7057.35 | 7283.37 | |
PROFIT | 1090.82 | 1300.21 | 1328.89 | 1431.96 | 1367.96 | |
EPS | 19.83 | 23.64 | 24.16 | 26.03 | 24.87 |
Profit & Loss (Figures in Rs. Crores)
LIC Housing Finance Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 10828.89 | 12502.58 | 14100.92 | 14876.44 | 17398.46 | 19706.88 | 19880.22 | 20005.31 | 22728.21 | 27277.8 | |
PROFIT | 1395.59 | 1667.66 | 1942.23 | 2007.92 | 2433.89 | 2403.17 | 2740.71 | 2285.64 | 2890.66 | 4758.9 | |
EPS | 26.68 | 33.02 | 38.45 | 39.77 | 48.21 | 47.6 | 54.29 | 41.53 | 52.53 | 86.47 |
LIC Housing Finance Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 10798.66 | 12485.45 | 14080.35 | 14840.61 | 17364.57 | 19669.76 | 19847.69 | 19953.02 | 22674.2 | 27234.64 | |
PROFIT | 1386.17 | 1660.75 | 1931.01 | 2002.49 | 2430.92 | 2401.66 | 2734.28 | 2287.23 | 2890.8 | 4764.99 | |
EPS | 27.45 | 32.89 | 38.24 | 39.66 | 48.14 | 47.57 | 54.15 | 41.56 | 52.53 | 86.58 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 110 | 110 | 110 | 101 | 101 | 101 | 101 | 101 | 101 | 101 |
Reserves Total | 31,367 | 27,075 | 24,641 | 20,500 | 18,164 | 16,230 | 14,210 | 11,055 | 9,114 | 7,779 |
Total Shareholders Funds | 31,477 | 27,185 | 24,751 | 20,601 | 18,265 | 16,331 | 14,311 | 11,156 | 9,215 | 7,880 |
Minority Interest | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 |
Secured Loans | 2,28,945 | 2,17,839 | 1,93,912 | 1,74,038 | 1,68,103 | 1,53,859 | 1,37,451 | 1,15,246 | 1,03,453 | 91,119 |
Unsecured Loans | 23,673 | 27,074 | 29,845 | 33,887 | 23,325 | 16,798 | 13,461 | 11,091 | 7,478 | 5,413 |
Total Loan Funds | 2,52,618 | 2,44,913 | 2,23,757 | 2,07,925 | 1,91,428 | 1,70,657 | 1,50,913 | 1,26,337 | 1,10,931 | 96,532 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2,187 | 1,681 | 1,029 |
Total Liabilities | 2,84,098 | 2,72,101 | 2,48,511 | 2,28,529 | 2,09,695 | 1,86,990 | 1,65,228 | 1,39,682 | 1,21,829 | 1,05,442 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 2,80,518 | 2,67,761 | 2,45,222 | 2,28,080 | 2,07,953 | 1,92,985 | 1,66,134 | 1,35,414 | 1,17,652 | 1,01,825 |
Gross Block | 730 | 654 | 484 | 328 | 364 | 189 | 139 | 181 | 180 | 163 |
Less: Accumulated Depreciation | 341 | 266 | 169 | 46 | 70 | 21 | 9 | 79 | 77 | 73 |
Net Block | 389 | 388 | 315 | 282 | 294 | 168 | 129 | 102 | 102 | 90 |
Capital Work in Progress | 0 | 1 | 4 | 6 | 3 | 2 | 3 | 5 | 0 | 0 |
Investments | 6,337 | 7,050 | 6,279 | 4,644 | 5,485 | 3,617 | 2,008 | 537 | 280 | 241 |
Sundry Debtors | 10 | 1 | 8 | 8 | 22 | 12 | 14 | 112 | 88 | 73 |
Cash and Bank Balance | 1,655 | 822 | 985 | 1,385 | 2,037 | 3,053 | 2,143 | 4,523 | 3,987 | 2,993 |
Loans and Advances | 772 | 626 | 489 | 387 | 578 | 302 | 297 | 10,018 | 8,336 | 7,287 |
Total Current Assets | 2,437 | 1,448 | 1,482 | 1,780 | 2,637 | 3,367 | 2,453 | 14,653 | 12,411 | 10,352 |
Current Liabilities | 6,997 | 6,277 | 6,002 | 7,037 | 7,076 | 13,599 | 5,878 | 10,253 | 7,485 | 6,144 |
Provisions | 238 | 181 | 174 | 155 | 149 | 119 | 122 | 145 | 462 | 375 |
Total Current Liabilities & Provisions | 7,235 | 6,458 | 6,176 | 7,192 | 7,225 | 13,717 | 6,000 | 10,398 | 7,948 | 6,519 |
Net Current Assets | -4,798 | -5,010 | -4,693 | -5,412 | -4,588 | -10,350 | -3,547 | 4,255 | 4,463 | 3,833 |
Deferred Tax Assets | 1,638 | 1,896 | 1,371 | 919 | 526 | 2,091 | 1,963 | 388 | 306 | 259 |
Deferred Tax Liability | 0 | 0 | 0 | 0 | 0 | 1,529 | 1,513 | 1,305 | 1,116 | 928 |
Net Deferred Tax | 1,638 | 1,896 | 1,371 | 919 | 526 | 562 | 450 | -917 | -811 | -669 |
Other Assets | 14 | 15 | 12 | 11 | 22 | 6 | 51 | 285 | 141 | 121 |
Total Assets | 2,84,098 | 2,72,101 | 2,48,511 | 2,28,529 | 2,09,695 | 1,86,990 | 1,65,228 | 1,39,682 | 1,21,829 | 1,05,442 |
Contingent Liabilities | 2 | 2 | 63 | 8 | 3 | 2 | 6 | 7 | 30 | 111 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 110 | 110 | 110 | 101 | 101 | 101 | 101 | 101 | 101 | 101 |
Reserves Total | 31,285 | 26,990 | 24,562 | 20,420 | 18,092 | 16,158 | 14,140 | 10,976 | 9,045 | 7,717 |
Total Shareholders Funds | 31,395 | 27,100 | 24,672 | 20,521 | 18,193 | 16,259 | 14,241 | 11,077 | 9,146 | 7,818 |
Secured Loans | 2,28,945 | 2,17,839 | 1,93,912 | 1,75,500 | 1,69,599 | 1,53,859 | 1,37,451 | 1,15,246 | 1,03,453 | 91,119 |
Unsecured Loans | 23,716 | 27,111 | 29,889 | 32,482 | 21,859 | 16,808 | 13,463 | 11,091 | 7,478 | 5,413 |
Total Loan Funds | 2,52,662 | 2,44,950 | 2,23,801 | 2,07,983 | 1,91,458 | 1,70,667 | 1,50,914 | 1,26,337 | 1,10,931 | 96,532 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2,178 | 1,672 | 1,019 |
Total Liabilities | 2,84,056 | 2,72,050 | 2,48,473 | 2,28,504 | 2,09,651 | 1,86,926 | 1,65,158 | 1,39,592 | 1,21,749 | 1,05,370 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 2,80,576 | 2,67,820 | 2,45,284 | 2,28,104 | 2,07,966 | 1,92,987 | 1,66,162 | 1,35,414 | 1,17,652 | 1,01,825 |
Gross Block | 689 | 612 | 446 | 368 | 320 | 157 | 106 | 173 | 168 | 151 |
Less: Accumulated Depreciation | 328 | 256 | 160 | 125 | 66 | 21 | 9 | 77 | 76 | 71 |
Net Block | 361 | 356 | 286 | 243 | 254 | 136 | 97 | 97 | 92 | 80 |
Capital Work in Progress | 0 | 1 | 1 | 4 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 6,277 | 6,976 | 6,199 | 4,636 | 5,496 | 3,595 | 1,972 | 527 | 277 | 237 |
Sundry Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 109 | 85 | 70 |
Cash and Bank Balance | 1,573 | 742 | 937 | 1,347 | 1,979 | 3,014 | 2,096 | 4,463 | 3,927 | 2,933 |
Loans and Advances | 765 | 613 | 479 | 377 | 568 | 293 | 248 | 10,014 | 8,331 | 7,282 |
Total Current Assets | 2,338 | 1,355 | 1,417 | 1,723 | 2,547 | 3,306 | 2,344 | 14,587 | 12,343 | 10,284 |
Current Liabilities | 6,814 | 6,151 | 5,924 | 6,979 | 7,010 | 13,544 | 11,421 | 10,250 | 7,477 | 6,133 |
Provisions | 334 | 211 | 170 | 150 | 145 | 113 | 118 | 141 | 461 | 373 |
Total Current Liabilities & Provisions | 7,148 | 6,362 | 6,094 | 7,129 | 7,155 | 13,657 | 5,932 | 10,391 | 7,938 | 6,506 |
Net Current Assets | -4,811 | -5,007 | -4,678 | -5,406 | -4,608 | -10,351 | -3,588 | 4,196 | 4,405 | 3,778 |
Deferred Tax Assets | 3,169 | 3,418 | 2,897 | 2,442 | 2,049 | 2,083 | 1,955 | 388 | 305 | 259 |
Deferred Tax Liability | 1,529 | 1,529 | 1,529 | 1,529 | 1,529 | 1,529 | 1,513 | 1,305 | 1,116 | 928 |
Net Deferred Tax | 1,639 | 1,888 | 1,368 | 913 | 520 | 553 | 442 | -917 | -811 | -669 |
Other Assets | 14 | 15 | 12 | 11 | 22 | 6 | 72 | 276 | 134 | 119 |
Total Assets | 2,84,056 | 2,72,050 | 2,48,473 | 2,28,504 | 2,09,651 | 1,86,926 | 1,65,158 | 1,39,592 | 1,21,749 | 1,05,370 |
Contingent Liabilities | 34 | 58 | 44 | 46 | 3 | 2 | 2 | 7 | 30 | 111 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 6,064.37 |
Depreciation | 69.23 |
Interest (Net) | -8,682.23 |
P/L on Sales of Assets | 0.04 |
Prov. and W/O (Net) | 1,643.72 |
P/L in Forex | 0.01 |
Others | -1,600.88 |
Total Adjustments (PBT and Ext... | -6,784.9 |
Operating Profit before Workin... | -720.53 |
Total Adjustments (OP before W... | 176.83 |
Cash Generated from/(used in) ... | -543.7 |
Interest Paid(Net) | 9,231.9 |
Direct Taxes Paid | -1,475.13 |
Total Adjustments(Cash Generat... | -6,607.28 |
Cash Flow before Extraordinary... | -7,150.98 |
Net Cash from Operating Activi... | -7,150.98 |
Purchased of Fixed Assets | -37.45 |
Sale of Fixed Assets | 0.8 |
Purchase of Investments | -88.43 |
Sale of Investments | 711.59 |
Net Cash used in Investing Act... | 586.85 |
Proceed from 0ther Long Term B... | 1,46,420.2 |
Of the Long Tem Borrowings | -1,36,952.63 |
Of Financial Liabilities | -53.42 |
Dividend Paid | -467.7 |
Net Cash used in Financing Act... | 7,345.57 |
Net Profit before Tax and Extr... | 6,053.92 |
Depreciation | 65.42 |
Interest (Net) | -8,650.9 |
P/L on Sales of Assets | 0.04 |
Prov. and W/O (Net) | 1,643.72 |
P/L in Forex | 0.01 |
Others | -1,646.49 |
Total Adjustments (PBT and Ext... | -6,710.02 |
Operating Profit before Workin... | -656.1 |
Total Adjustments (OP before W... | 228.99 |
Cash Generated from/(used in) ... | -427.11 |
Interest Paid(Net) | 9,203.71 |
Direct Taxes Paid | -1,468.27 |
Total Adjustments(Cash Generat... | -6,628 |
Cash Flow before Extraordinary... | -7,055.11 |
Net Cash from Operating Activi... | -7,055.11 |
Purchased of Fixed Assets | -37.36 |
Sale of Fixed Assets | 0.01 |
Purchase of Investments | -53.78 |
Sale of Investments | 664.36 |
Net Cash used in Investing Act... | 573.22 |
Proceed from 0ther Long Term B... | 1,46,420.2 |
Of the Long Tem Borrowings | -1,36,952.63 |
Of Financial Liabilities | -53.55 |
Dividend Paid | -467.55 |
Net Cash used in Financing Act... | 7,299.98 |
Company Details
Registered Office |
|
Address | Bombay Life Building 2nd Floor, 45/47 Veer Nariman Road |
City | Mumbai |
State | Maharashtra |
Pin Code | 400001 |
Tel. No. | 91-22-22040006/22049682/22049919 |
Fax. No. | 91-22-22049839 |
lichousing@lichousing.com, nitin_jage@lichousing.c | |
Internet | http://www.lichousing.com |
Registrars |
|
Address | Bombay Life Building 2nd Floor |
City | Mumbai |
State | Maharashtra |
Pin Code | 400001 |
Tel. No. | 91-22-22040006/22049682/22049919 |
Fax. No. | 91-22-22049839 |
lichousing@lichousing.com, nitin_jage@lichousing.c | |
Internet | http://www.lichousing.com |
Management |
|
Name | Designation |
V K Kukreja | Non Executive & Independent Director |
Ameet N Patel. | Non Executive & Independent Director |
Dharmendra Bhandari | Non Executive & Independent Director |
P Koteshwara Rao | Non Executive & Independent Director |
Kashi Prasad Khandelwal | Non Executive & Independent Director |
Sanjay Kumar Khemani | Independent Director |
Akshay Rout | Non Executive Director |
J Jayanthi | Independent Director |
Varsha Hardasani | Company Sec. & Compli. Officer |
Ravi Krishan Takkar | Independent Director |
Siddhartha Mohanty | Chairman (Non-Executive) |
Jagannath Mukkavilli | Nominee (LIC) |
Tribhuwan Adhikari | Managing Director & Chief Executive Officer |
Ramesh L Adige | Independent Director |
ANIL KAUL | Independent Director |
Masil Jeya Mohan P. | Additional Director |
T C Suseel Kumar | Additional Director |