LIC Housing Finance Ltd

NSE :LICHSGFIN   BSE :500253  Sector : Finance
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23 Feb
642.30
(0.01%)
22 Feb
642.25
(0.21%)
21 Feb
640.90
(0.31%)
20 Feb
638.95
(0.65%)
19 Feb
634.85
(-1.08%)
16 Feb
641.75
(0.60%)
15 Feb
637.95
(0.21%)
14 Feb
636.60
(0.89%)
13 Feb
631.00
(1.70%)
12 Feb
620.45
(-4.58%)
09 Feb
650.20
(0.40%)
08 Feb
647.60
(0.25%)
07 Feb
646.00
(-0.39%)
06 Feb
648.50
(1.26%)
05 Feb
640.40
(0.97%)
02 Feb
634.25
(0.73%)
01 Feb
629.65
(0.65%)
31 Jan
625.60
(1.34%)
30 Jan
617.35
(2.89%)
29 Jan
600.00
(3.59%)
25 Jan
579.20
(0.31%)


Technical Analysis

Short Term Investors

Very Bullish

Medium Term Investors

Very Bullish

Long Term Investors

Very Bullish

Moving Averages

5 DMA
Bullish

639.91


10 DMA
Bullish

636.72


20 DMA
Bullish

635.21


50 DMA
Bullish

587


100 DMA
Bullish

529.27


200 DMA
Bullish

468.1



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Feb 23, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 658.94 653.87 645.28 - -
R2 653.87 649.73 644.29 653.69 -
R1 648.09 647.16 643.29 647.73 650.98
P 643.02 643.02 643.02 642.84 644.46
S1 637.24 638.88 641.31 636.88 640.13
S2 632.17 636.31 640.31 631.99 -
S3 626.39 632.17 639.32 - -

Key Metrics

EPS

88.26

P/E

7.28

P/B

1.21

Dividend Yield

1.32%

Market Cap

35,331 Cr.

Face Value

2

Book Value

529.76

ROE

11.13%

EBITDA Growth

6,117.55 Cr.

Debt/Equity

9.02

Shareholding Pattern

  45.24% Total Promoter Holding
15.92% Mutual Fund Holdings
21.63% FIIs
11.37% Non Institution
5.62% Insurance Companies
0% Custodians
0.22% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


LIC Housing Finance Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 5895.94 6431.23 6759.13 6765.87 6804.19
PROFIT 461.85 1190.89 1318.98 1191.77 1166.52
EPS 8.4 21.65 23.98 21.67 21.21

LIC Housing Finance Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 5876.03 6415.17 6746.55 6758.75 6792.5
PROFIT 480.3 1180.28 1323.66 1188.05 1162.88
EPS 8.73 21.46 24.06 21.6 21.14

Profit & Loss (Figures in Rs. Crores)


LIC Housing Finance Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 9373.04 10828.89 12502.58 14100.92 14876.44 17398.46 19706.88 19880.22 20005.31 22728.21
PROFIT 1318.24 1395.59 1667.66 1942.23 2007.92 2433.89 2403.17 2740.71 2285.64 2890.65
EPS 25.4 26.68 33.02 38.45 39.77 48.21 47.6 54.29 41.53 52.53

LIC Housing Finance Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 9334.67 10798.66 12485.45 14080.35 14840.61 17364.57 19669.76 19847.69 19953.02 22674.2
PROFIT 1317.23 1386.17 1660.75 1931.01 2002.49 2430.92 2401.66 2734.28 2287.23 2890.8
EPS 25.32 26.46 31.79 38.24 39.66 48.14 47.57 54.15 41.56 52.53

Balance Sheet (Figures in Rs. Crores)

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 110.08110.08100.99100.99100.99100.99101101101101
Reserves Total 27,074.5924,640.7420,500.4418,163.8816,229.8314,210.1911,054.859,113.587,779.067,484.88
Total Shareholders Funds27,184.6724,750.8220,601.4318,264.8716,330.8214,311.1811,155.859,214.587,880.067,585.88
Minority Interest3.192.922.712.442.191.881.641.631.51.09
Secured Loans2,17,838.661,93,912.361,74,038.371,68,102.841,53,859.471,37,451.321,15,246.251,03,453.3691,118.9177,846.13
Unsecured Loans27,074.2229,844.7133,886.8323,324.8116,797.6713,461.3711,090.817,477.815,412.964,190.28
Total Loan Funds2,44,912.882,23,757.072,07,925.21,91,427.651,70,657.141,50,912.691,26,337.061,10,931.1796,531.8782,036.41
Other Liabilities000002.222,187.371,681.181,028.52849.84
Total Liabilities2,72,100.742,48,510.812,28,529.342,09,694.961,86,990.151,65,227.971,39,681.921,21,828.561,05,441.9590,473.22
APPLICATION OF FUNDS :
Loan / Non-Current Assets 2,67,760.612,45,222.32,28,080.382,07,952.931,92,984.791,66,134.011,35,414.211,17,651.951,01,824.5885,881.95
Gross Block 654.23483.63327.96364.28189.24138.75180.91179.79162.72146.5
Less: Accumulated Depreciation265.75168.8146.0969.8521.169.2978.5477.3972.5560.14
Net Block388.48314.82281.87294.43168.08129.46102.37102.490.1786.36
Capital Work in Progress0.844.36.342.922.192.745.060.250.250.25
Investments 7,049.716,279.394,643.95,484.733,617.342,008.22537.4280.38241.44194.08
Sundry Debtors 0.728.387.721.811.9913.5112.1987.6672.5171.81
Cash and Bank Balance821.56984.661,384.962,036.923,053.132,143.014,522.543,987.132,992.913,074.22
Loans and Advances 625.94489.37387.13578.15302.32296.8510,018.098,336.027,286.956,137.58
Total Current Assets1,448.221,482.411,779.792,636.873,367.442,453.3614,652.8212,410.8110,352.379,283.61
Current Liabilities 6,277.276,001.917,036.877,076.1613,598.735,877.8710,252.67,485.326,144.125,017.99
Provisions 180.84173.93155.27148.62118.54122.32145.24462.48375.17370.64
Total Current Liabilities & Provisions6,458.116,175.847,192.147,224.7813,717.276,000.1910,397.847,947.86,519.295,388.63
Net Current Assets-5,009.89-4,693.43-5,412.35-4,587.91-10,349.83-3,546.834,254.984,463.013,833.083,894.98
Deferred Tax Assets1,895.871,371.36918.69526.282,091.111,962.57387.82305.56258.66259.62
Deferred Tax Liability0.120.120.0901,529.41,512.921,305.091,116.39927.663.13
Net Deferred Tax1,895.751,371.24918.6526.28561.71449.65-917.27-810.83-669256.49
Other Assets15.2412.1910.621.585.8750.72285.17141.41121.45159.1
Total Assets2,72,100.742,48,510.812,28,529.342,09,694.961,86,990.151,65,227.971,39,681.921,21,828.561,05,441.9690,473.21
Contingent Liabilities90.8963.428.063.122.055.597.1530.11111.3147.78
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 110.08110.08100.99100.99100.99100.99101101101101
Reserves Total 26,990.2624,561.7620,420.3218,092.116,158.2814,140.1910,976.039,044.987,717.447,431.9
Total Shareholders Funds27,100.3424,671.8420,521.3118,193.0916,259.2714,241.1811,077.039,145.987,818.447,532.9
Secured Loans2,17,838.651,93,912.351,75,500.451,69,598.551,53,859.471,37,451.321,15,246.251,03,453.3691,118.9177,846.13
Unsecured Loans27,110.9829,888.9232,482.0721,858.9916,807.5413,462.9411,090.817,477.815,412.964,190.28
Total Loan Funds2,44,949.632,23,801.272,07,982.521,91,457.541,70,667.011,50,914.261,26,337.061,10,931.1796,531.8782,036.41
Other Liabilities000002.182,178.111,672.031,019.41840.87
Total Liabilities2,72,049.972,48,473.112,28,503.832,09,650.631,86,926.281,65,157.621,39,592.21,21,749.181,05,369.7290,410.18
APPLICATION OF FUNDS :
Loan / Non-Current Assets 2,67,819.552,45,284.142,28,103.682,07,966.391,92,986.871,66,162.321,35,414.211,17,651.951,01,824.5885,881.95
Gross Block 611.95445.81368.4320.26156.58106.18173.15167.74150.77134.67
Less: Accumulated Depreciation 255.74159.68125.0166.2120.739.0676.6275.7271.1259.07
Net Block356.21286.13243.39254.05135.8597.1296.5392.0279.6575.6
Capital Work in Progress0.741.493.630.33000000
Investments 6,976.416,198.64,635.615,496.373,595.061,972.17526.98276.84237.14199.31
Sundry Debtors 000000109.4285.3969.6268.29
Cash and Bank Balance741.9937.391,346.721,978.953,013.512,096.444,463.353,926.82,933.063,022.38
Loans and Advances 613.49479.44376.77567.88292.94247.910,014.268,330.657,281.736,128.4
Total Current Assets1,355.391,416.831,723.492,546.833,306.452,344.3414,587.0312,342.8410,284.419,219.06
Current Liabilities 6,182.595,924.376,979.257,009.6313,543.85,814.5610,249.627,477.156,133.264,997.03
Provisions 179.45169.98150.24145.33113.39117.64141.32460.53373.11369.82
Total Current Liabilities & Provisions6,362.046,094.357,129.497,154.9613,657.195,932.210,390.947,937.686,506.365,366.85
Net Current Assets-5,006.65-4,677.52-5,406-4,608.13-10,350.74-3,587.864,196.14,405.163,778.053,852.22
Deferred Tax Assets3,417.842,897.462,442.312,049.422,082.751,955.14387.8305.4258.6259.62
Deferred Tax Liability1,529.381,529.381,529.381,529.381,529.381,512.861,305.071,116.3927.583.05
Net Deferred Tax1,888.461,368.08912.93520.04553.37442.28-917.27-810.9-668.98256.57
Other Assets15.2512.1910.5921.585.8771.59275.66134.11119.27144.52
Total Assets2,72,049.972,48,473.112,28,503.832,09,650.631,86,926.281,65,157.621,39,592.21,21,749.181,05,369.7190,410.18
Contingent Liabilities57.7344.0145.563.122.052.117.1530.11111.3147.46

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...3,560.77
Depreciation69.04
Interest (Net)-6,087.24
Dividend Received0.43
P/L on Sales of Assets-0.16
Prov. and W/O (Net)1,396.21
P/L in Forex-0.01
Others-6,824
Total Adjustments (PBT and Ext...-4,284.56
Operating Profit before Workin...-723.79
Total Adjustments (OP before W...223.21
Cash Generated from/(used in) ...-500.58
Interest Paid(Net)5,856
Direct Taxes Paid-1,053.83
Total Adjustments(Cash Generat...-19,131.85
Cash Flow before Extraordinary...-19,632.43
Net Cash from Operating Activi...-19,632.43
Purchased of Fixed Assets-64.1
Sale of Fixed Assets23.56
Purchase of Investments-785.61
Sale of Investments26.21
Net Cash used in Investing Act...-799.23
Proceed from 0ther Long Term B...1,82,150.64
Of the Long Tem Borrowings-1,54,564.59
Of Financial Liabilities-51.16
Dividend Paid-462.2
Net Cash used in Financing Act...20,248.69
Net Profit before Tax and Extr...3,557
Depreciation65.56
Interest (Net)-6,051.85
Dividend Received5.67
P/L on Sales of Assets-0.16
Prov. and W/O (Net)1,396.21
P/L in Forex-0.01
Others-6,829.95
Total Adjustments (PBT and Ext...-4,255.32
Operating Profit before Workin...-698.32
Total Adjustments (OP before W...237.55
Cash Generated from/(used in) ...-460.77
Interest Paid(Net)5,820.6
Direct Taxes Paid-1,046.89
Total Adjustments(Cash Generat...-19,160.31
Cash Flow before Extraordinary...-19,621.08
Net Cash from Operating Activi...-19,621.08
Purchased of Fixed Assets-63.73
Sale of Fixed Assets6.51
Purchase of Investments-773.47
Sale of Investments0.19
Interest Received3.87
Net Cash used in Investing Act...-820.95
Proceed from 0ther Long Term B...1,82,150.64
Of the Long Tem Borrowings-1,54,564.59
Of Financial Liabilities-49.31
Dividend Paid-467.55
Net Cash used in Financing Act...20,239.24

Company Details

Registered Office
AddressBombay Life Building 2nd Floor,
45/47 Veer Nariman Road
CityMumbai
StateMaharashtra
Pin Code400001
Tel. No.91-22-22040006/22049682/22049919
Fax. No.91-22-22049839
Emaillichousing@lichousing.com
Internethttp://www.lichousing.com
Registrars
AddressBombay Life Building 2nd Floor
CityMumbai
StateMaharashtra
Pin Code400001
Tel. No.91-22-22040006/22049682/22049919
Fax. No.91-22-22049839
Emaillichousing@lichousing.com
Internethttp://www.lichousing.com
Management
Name Designation
V K KukrejaNon-Exec. & Independent Dir.
Ameet N Patel.Non-Exec. & Independent Dir.
Dharmendra BhandariNon-Exec. & Independent Dir.
P Koteshwara RaoNon-Exec. & Independent Dir.
Kashi Prasad KhandelwalNon-Exec. & Independent Dir.
Sanjay Kumar KhemaniIndependent Director
Akshay RoutDirector
Y Viswanatha GowdManaging Director & CEO
J JayanthiIndependent Director
Varsha HardasaniCompany Sec. & Compli. Officer
Ravi Krishan TakkarIndependent Director
Siddhartha MohantyChairman (Non-Executive)
Jagannath MukkavilliNominee (LIC)